Michigan electronics and home furnishings discount retailer issued in partnership with Synchrony Bank (formerly GE Capital Retail Bank). Our advice would be not to get one.
Because it has a 29.99% interest rate! There is no good reason to carry any credit card with an interest rate of almost 30%. Either use a different credit card with a lower interest rate or don’t buy what you’re thinking of buying.
Now, to be fair, there is one reason you might want this card — if you make a purchase of $200 or more with the card, you can finance that purchase at a 0% interest rate, provided you pay off the full balance within 6 months. HOWEVER, note that you must pay off every penny of the balance within the 6-month promotional period or you will be charged ALL of the interest you would’ve paid from the date of purchase — as if the 0% offer had never existed!
You have been warned. If you still want to apply, you’ll find .