Review: Cabela’s Credit Card

cabelas-credit-cardCabela’s outdoor stores, via its company-owned World’s Foremost Bank, offers a that allows you to earn points toward free Cabela’s gear. Our overview / review of the card is below:

The first thing to understand about the Cabela’s credit card is that it is a Visa credit card, meaning it is accepted anywhere Visa is accepted — which is just about everywhere. This is a good thing — many retailer credit cards are good only at the one store chain, but this card has wide acceptance, making it much more useful.

In terms of rewards, the Cabela’s Club Visa offers:

  • 2 points for every dollar in purchases made at Cabela’s stores or Cabela’s online.
  • 1 point for every dollar spent with the card anywhere else.

In addition, new Cabela’s credit card holders will get $20 in Cabela’s Club points upon approval that can be used toward your first purchase with the card.

There is no annual fee for the Cabela’s credit card. In terms of interest rate, the Cabela’s Visa has a novel formula — your interest rate on Cabela’s purchases is only 9.99%, while your other card purchases will have an interest rate of 15.43% to 21.43%. (Your interest rate on non-Cabela’s purchases will be determined upfront based on your credit history.)

Overall, we give the Cabela’s credit card a thumbs-up, provided you don’t carry balances on the card that will essentially cancel out any rewards you earn. You can apply for the card in-store or online via .

See also: Store Credit Cards, Instant Approval Credit Cards, Cabela’s Credit Card Payment, Login, and Customer Service Information