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Business Credit Cards with 0% Balance Transfer Offers

If you own a small business and need to move some debt as you manage cash flow, these are the best business credit cards offering 0% interest balance transfers. Note that all of these do have a balance transfer fee of at least 3%. (For example, transferring $1000 on a card with a 3% balance transfer fee would mean you pay a one-time $30 fee to transfer that balance.)

  • – Get a 0% rate on balance transfers for 15 months. There is a 3% balance transfer fee. Also get 0% on new purchases for 15 months. After the first 15 months, interest rate of 12.24%, 16.24%, or 20.24%, depending on your credit history.
  • – Get a 0% interest rate on balance transfers for 12 months, with a 4% balance transfer fee. Interest rate on purchases is either 13.99%, 18.99%, or 23.99% depending on your credit history.

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Ulta Credit Card Payment, Login, and Customer Service Information

ulta-credit-cardThe Ulta MasterCard and Ulta store credit card are issued by Comenity Capital Bank, and it is Comenity you will interact with in order to pay your bill online or by mail, or to get customer service help. Below you’ll find the info you need to accomplish any of those tasks:

  • If you have the Ulta MasterCard, you can to pay online. If you have the Ulta store-only credit card, instead.

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Review: Evine Live Credit Card

Home shopping and online retailer Evine (previously known as ShopHQ and also ShopNBC before that) that gives you the ability to buy your purchases now and pay for them later, but it doesn’t offer much more. Our overview / review of the card is below:

The first thing to know about the Evine Live credit card is that you can only use it at Evine; it is not accepted anywhere else. So, before getting the card you should definitely ask whether you buy from Evine often enough to want to open a new credit line just for this card.
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My Experience with Synchrony Bank (formerly GE Capital Retail Bank) and Dick’s Sporting Goods

NOTE: This article originally appeared in 2012 but still has relevance, so it continues to reappear from time to time…

Today I have mixed emotions about one particular credit card company. They screwed up in a way that I find somewhat unimaginable, but in the end got things right. Should I be grateful they corrected their error, angry that they made the error, suspicious that the error was not really an error but instead a business practice that brings in additional revenue, or all of the above? Here’s my story…
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Review: World Market Credit Card

Furniture and home decor retailer World Market (aka, Cost Plus World Market) in partnership with Comenity Capital Bank that allows you to earn rewards with every purchase. Is the card good enough to add to your wallet? Our overview/review is below:

The first thing to know about the World Market credit card is that it is a MasterCard. This is good, because it tells you that you can use this card not only at World Market, but also anywhere else that MasterCard is accepted (which is almost everywhere). Many other retailer credit cards are accepted only at those retail chains, limiting their usefulness. In addition, every time you open a new credit card, it causes a temporary hit to your credit score, so it is better to open credit accounts that can be used widely, such as the World Market MasterCard.
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Review: Blue Cash Everyday from American Express

is a cash back credit card that offers different levels of cash rebates depending on the type of purchases you make with the card. Is it the best credit card for you? How does it stack up against the competition? Our review is below:

The first thing we obviously want to look at with the Blue Cash Everyday card is the cash back formula. With this card, you’ll get:

  • 3% cash back at U.S. supermarkets, on up to $6000 worth of purchases per year. (If you spend more than $6000 at supermarkets in a year, you’ll get 1% cash back on the purchases beyond $6K.)
  • 2% cash back at U.S. gas stations and at many U.S. department stores (including , but not stores like Walmart or Target)
  • 1% cash back on all other purchases

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Phillips 66, Conoco, and 76 Credit Card Payment, Login, and Customer Service Information

phillips-66-conoco-76-credit-cardThe Phillips 66, Conoco and 76 credit cards (also known as DriveSavvy cards) are issued in partnership with Synchrony Bank (formerly known as GE Capital Retail Bank), and it is Synchrony Bank you will interact with in order to pay your bill online or by mail, or to get customer service assistance. Below you’ll find all of the information you need to accomplish any of these tasks:

  • If you’d like to pay your bill online, and make a payment.

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Review: Carnival Cruises Credit Card

carnival-credit-cardCarnival Cruises that allows you to beef up your Carnival FunPoints account balance with every card purchase. Our overview / review of the card is below:

The Carnival MasterCard is good for purchases anywhere MasterCard is accepted, and it offers Carnival FunPoints using the following formula:

  • 2 FunPoints per dollar spent on Carnival purchases including onboard purchases charged to Sail & Sign
  • 1 FunPoint per dollar on all other card purchases.

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BP Credit Card Payment, Login, and Customer Service Information

bp-credit-cardsBP Visa and other BP credit cards are issued in partnership with Synchrony Bank, and it is Synchrony you will deal with when it comes to making a payment online or by mail, or if you need customer service help. Information on completing any of these tasks is below:

  • If you want to pay your BP credit card bill online, and make your payment.

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