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BJ’s Credit Card Payment, Login, and Customer Service Information

BJ’s Wholesale credit cards are issued in partnership with Comenity Bank, and it is Comenity you will interact with in order to make your payment online or by mail, or to get customer service assistance. Below you’ll find all the information you need to complete any of these tasks:

  • If you’d like to pay your BJ’s credit card bill online, to make a payment.

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Lumber Liquidators Credit Card Payment, Login, and Customer Service Information

lumber-liquidators-credit-cardThe Lumber Liquidators credit card is issued in partnership with Synchrony Bank (formerly GE Capital Retail Bank), and it is Synchrony Bank you will interact with in order to make a payment online or by mail, or to get customer service assistance. Below you’ll find all of the information you need to accomplish any of these tasks:

  • If you’d like to pay your Lumber Liquidators credit card bill online, and make a payment.

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Review: American Express Credit Cards

American Express offers probably the biggest range of cards, in that you can choose from a variety of credit cards (that allow you to carry a balance) or charge cards (that you must pay off each month). Below are profiles and short reviews of the most popular American Express credit cards:

  • – American Express cash back credit card offers 3% cash back on supermarket purchases, 2% back on gas station purchases, 2% back at department stores, and 1% cash back everywhere else. If you spend at least $1000 with the card in the first 3 months, you’ll get an extra $100 statement credit. No annual fee.
  • – If you are a heavy credit card spender, this card could make sense for you as an alternative to the card above. While it does have a $95 annual fee, it offers a more generous cash back formula. You get 6% cash back at supermarkets (on up to $6000 in groceries), 3% cash back at gas stations and major department stores including JCPenney, Kohl’s, Macy’s, etc. (but not Walmart or Target), and 1% cash back on all other purchases. If you are regularly spending $500 or more per month in the groceries/gas/department store categories, this is actually a better deal despite the annual fee, but be sure to do the math based on your personal spending.

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Average Credit Card Rates – May 2017

average-card-rates225The current average credit card rate for the overall market is 19.34%, a bit of an increase from last month’s 19.24% calculation, and the highest rate in the last three years. Credit card rates have steadily been climbing, with increases tied to changes in Federal interest rates but also due to re-pricing from many issuers unrelated to Fed changes. The 19.34% average includes both bank credit cards and retail credit cards. See below for further breakdowns of rate averages by category.

Comparing current rates to the past, the average credit card rate at this time last year was 18.72%. Going back two years, the average rate in May of 2015 was 18.18%. As you can see, the average credit card rate is now more than a full percentage point higher than it was two years ago.
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Iddeal Credit Card Payment, Login, and Customer Service Information

The Iddeal jewelry credit card is issued in partnership with Comenity Capital Bank, and it is Comenity that you will interact with in order to pay your card bill online, by phone, or by mail, or to get customer service assistance. Below you’ll find the information you need to complete any of those tasks:

  • If you want to pay your Iddeal credit card online, and make your payment.

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Review: Discover Credit Cards

discover-credit-card225Discover offers a number of different credit cards intended for various types of customers and with various reward program options. Below is a list of credit cards issued by Discover, with a brief overview / review of each:

  • – The flagship Discover Card offers a 1% rebate on all purchases, and you can earn a 5% rebate on purchases in certain spending categories each quarter. (You get double these rewards for the first year as a new cardholder.) Also offers an introductory 0% rate on purchases and balance transfers for 14 months. Note that in order to get the added rebate in the 5% spending categories you must sign up each quarter or you will only get 1% cash back in those categories.  The Discover It Card is a much better deal than previous Discover Card offerings in terms of the cash back offered, but you might also want to visit our Cash Back Credit Cards page to compare Discover It to competitor cards.

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