Credit Cards For College Students

capital-one-student-credit-cardBelow are credit cards offered specifically to college students, meaning you should have an easier time qualifying for these cards as a student than you would if you tried to get a regular consumer credit card.

  • – Good college credit card that offers 1% cash back plus an extra .25% each month as long as you pay on time. You also get access to your credit score each month, so (hopefully) you will get to watch your credit get better and better. The card’s 20.99% interest rate is high but not out of line for student cards, and there’s no annual fee.

  • – Get 3% cash back on gas purchases, 2% on grocery and wholesale club purchases, and 1% cash back everywhere else.
  • – Offers a rewards program that gives you 2 points per dollar on restaurant and entertainment purchases, and 1 point per dollar on everything else. Points can be redeemed for cash, gift card, merchandise, travel, etc. Interest rate anywhere from 14.99%-24.99% depending on your “creditworthiness” — if you haven’t had credit before, you should count on getting a higher interest rate.
  • The offers 1% cash back on all purchases. For the first 6 months you have the card, it also offers 3% back on gas, grocery and drug store purchases, but then that’s gone for good. Interest rate could be anywhere from 12.15% to 22.15% — count on the high end if you haven’t had credit before.
  • – A no-frills credit card with an interest rate as low as 12.99% (which you probably won’t get) to as high as 22.99% (more likely). It offers no rewards. However, it does offer 0% financing on purchases for the first 15 months — though we wouldn’t recommend loading up on debt just because you don’t have to pay interest for a while.
  • – US Bank does not offer cards specifically marketed to college students, but it does offer a list of cards students may be approved for when you click on this link.

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