Review: Delta Airlines Credit Cards

delta-credit-cardBetween consumer and business cards, Delta Airlines offers in partnership with American Express. Below we offer an overview / review of each to help you determine which one may be right for you:

Consumer Credit Cards:

  • The base has a $95 annual fee (but $0 for the first year) and offers you 2 miles per dollar on Delta purchases and 1 mile per dollar spent anywhere else. You also get 30,000 bonus miles if you use the card for at least $1,000 in purchases in the first 3 months, and a $50 statement credit if you use the card for a Delta purchase in those same 3 months. You get a 20% rebate on in-flight purchases, your first bag checked free on Delta flights, and priority boarding status.
  • The has a $195 annual fee. It has the same formula for earning miles on credit card spending as the card above, but offers more perks. You get 35,000 bonus miles and 5,000 Medallion Qualification Miles if you make at least $1000 in purchases within the first 3 months of having the card, plus a $100 statement credit if you use card for a Delta purchase within those same 3 months. In addition, if you spend $25,000 in a calendar year, you get 10,000 Medallion Miles and 10,000 bonus miles. You also get one free companion ticket per year when you renew the card. Like the Gold SkyMiles Card, this one offers a free checked bag per flight, early boarding, and 20% off in-flight purchases.
  • The has an annual fee of $450, so you’ll only want this one if you really fly Delta a lot. It offers the same miles formula as all the others, so you’re weighing this one on the bonuses and the perks. Here they are: First, you get 10,000 bonus miles and 10,000 Medallion Qualification Miles after your first purchase with the card. Second, if you spend $30,000 in a calendar year, you get 15,000 Medallion Miles and 15,000 bonus miles. You also get free Delta Sky Club Access when traveling on Delta flights, a free companion certificate every year upon card renewal, first bag checked free, priority boarding, 20% off in-flight purchases and other perks.


Business Credit Cards:

  • The is really the same card as the consumer version described above: a $95 annual fee (waived for the first year), 2 miles per dollar on Delta purchases, 1 mile on everything else, 30,000 bonus miles if you use the card for at least $1,000 in purchases in the first 3 months, and a $50 statement credit if you use the card for a Delta purchase in those same 3 months. In addition, 20% off in-flight purchases, your first bag checked free on Delta flights, and priority boarding status.
  • The is essentially the same as the consumer Platinum Delta Card. For your $195 annual fee you get 35,000 bonus miles and 5,000 Medallion Qualification Miles if you make at least $1,000 in purchases within the first 3 months, and a $100 statement credit if you use card for a Delta purchase within those 3 months. In addition, there is a miles bonus based on your yearly card spending — if you spend $25,000 in a calendar year, you get 10,000 Medallion Miles and 10,000 bonus miles. Like the Gold SkyMiles Card, this one offers a free checked bag per flight, early boarding, and 20% off in-flight purchases.
  • The has a $450 annual fee. Like the Delta Reserve Card for consumers, it’s only a good deal if you are a very frequent Delta traveler. It is similar to the Delta Reserve consumer card in most ways: You get 10,000 Medallion Qualification Miles after your first card purchase, and if you spend $30,000 in a calendar year, you get 15,000 Medallion Miles and 15,000 bonus miles. You also get free Delta Sky Club Access, a free companion certificate every year upon card renewal, first bag checked free, priority boarding, 20% off in-flight purchases and other perks.

See also: Instant Approval Credit Cards, Which is the best credit card?, Delta Airlines Credit Card Payment, Login, and Customer Service Information