Review: Marriott Credit Cards

marriott-credit-cardMarriott offers 2 credit card options — 1 for consumers & 1 business credit card — that will allow you to earn points toward free hotel stays and upgrades.

  • The basic for consumers offers 5 points for every dollar spent at Marriott locations, 2 points per dollar on airline tickets (bought directly from the airline, 2 points at car rental agencies, 2 points at restaurants, and 1 point per dollar everywhere else. You also have the opportunity earn a bif upfront bonus — 80,000 bonus points if you use the card for at least $3,000 in purchases in the first 3 months of having it. You also get one free night each year on your card anniversary and other ways to get extra credits toward Elite membership. The annual fee on this one is $85.
  • The is basically a small business credit card version of the consumer card described above — except you also get 2 points per dollar on office supply purchases as well as Internet, cable and phone services. $99 annual fee, though the first year is free.

Our review/recommendation of either of these cards boils down to this: these are good credit cards if you already have a relationship with Marriott, which likely means that you often stay at Marriott properties when you travel for work. The cards allow you to piggyback on Marriott Rewards points you are already earning. If you are not already earning Marriott points regularly, though, you will probably be better off choosing a general travel credit card, or, better yet, a cash back credit card that gives you a nice rebate on every single purchase.