Stein Mart Credit Card Payment, Login, and Customer Service Information

stein-mart-credit-cardUpdated February 6, 2018 – Stein Mart’s credit card is offered in partnership with Synchrony Bank (formerly GE Capital Retail Bank), and it is Synchrony Bank you will interact with in order to pay your bill online or by mail, or to get customer service help. Information on completing any of these tasks is below:

  • If you’d like to make your Stein Mart credit card payment online, .

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Review: Fred Meyer Credit Card

Updated February 6, 2018 – Grocery & superstore chain Fred Meyer, in partnership with US Bank, that allows you to earn extra points in the Fred Meyer Rewards program. Our overview / review of the card is below:

The Fred Meyer Rewards Mastercard has the advantage over many other store credit cards of being accepted anywhere Mastercard is accepted. Any time you are going to add a credit line, it’s nice to have it be useful at more than just one store chain. In this case, it will also earn you extra reward points.
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Lowe’s Credit Card Payment, Login, and Customer Service Information

Updated February 5, 2018 – Most Lowe’s credit cards (other than the Business Rewards American Express) are issued by Synchrony Bank, and it is Synchrony Bank you will interact with in order to pay your bill online or by mail, or to get customer service help. Below you’ll find the info you need to do any of these things:

  • To log in to your Lowe’s credit card account online and make a payment, .

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Business Credit Cards Comparison

Updated January 31, 2018 – There are two types of business credit card: corporate credit cards for large businesses and small business credit cards. Corporate cards are generally easy to understand, but small business credit cards can be confusing.

Probably the most important thing to understand about small business credit cards is that in almost all cases the person who applies for the card will be taking on the credit risk personally. In other words, if you own a small business and apply for a business credit card, anything you do with that card goes on your personal history, and if you default on the card the debt is on your personal record.
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Review: Blue Nile Credit Card

blue-nile-credit-cardUpdated January 31, 2018 – Popular jewelry retailer Blue Nile, in partnership with Comenity Capital Bank, that allows you to finance your purchases at an interest rate as low as 0%, but be careful! Our overview / review of the Blue Nile credit card is below:

The Blue Nile credit card is only accepted on Blue Nile purchases, so unless you’re buying jewelry on a regular basis, this card is not going to get used much. That’s a strike against it in our books, as we don’t like opening new credit lines for a single purchase or for a single retail chain.
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Belk Credit Card Payment, Login, and Customer Service Information

belk-credit-cardUpdated January 30, 2018 – The Belk department store credit card is issued in partnership with Synchrony Bank (formerly known as GE Capital Retail Bank), and it is Synchrony you will interact with when paying your bill online or by mail, or when you need customer service help. Information on completing any of these tasks is below:

  • If you’d like to pay your Belk credit card bill online, to make your payment.

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Review: Christopher & Banks Credit Card

Updated January 26, 2018 – Women’s clothing retailer Christopher & Banks, in partnership with Comenity Bank, that allows you to earn reward points toward future store purchases. Our overview / review of the card is below:

The first thing to know about this credit card is that it can only be used at Christopher & Banks stores, so it’s important to consider whether you are a frequent enough shopper here to justify opening a new credit line for it. Opening too many credit lines can hurt your credit score, at least temporarily, so opening a new card that can’t be used widely is something to carefully consider.
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How to Check Your Lowe’s Credit Card Application Status

If you’ve applied for a Lowe’s credit card but haven’t heard back, you can check your application status by calling the following phone number: .

Note that the Lowe’s Advantage Card for consumers is issued by Synchrony Bank, so you will be interacting with Synchrony customer service when inquiring about your status.
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Credit Cards with the Best Signup Bonuses

Updated January 25, 2018 – One of the credit card companies’ favorite ways to lure you in is with a big signup bonus as a new customer. These bonuses can be totally free or they may require you to spend a certain amount in order to get the extra reward. Below we list the best signup bonuses on the market — on top you’ll find cards with big bonuses and no annual fee, on bottom you’ll find cards with good signup bonuses but an annual fee attached. We have attempted to rank cards based on both the value of the bonus and the minimum spend to get it (if any).

Best Credit Card Signup Bonuses with No Annual Fee:

  • – Get 50,000 Hilton Honors points as a signup bonus after spending at least $1000 with the card in the first 3 months. Those bonus points will get you either 1 or 2 free nights at most Hilton hotels (higher-end Hilton hotels require more points).
  • – Get a $200 signup bonus if you make at least $500 in purchases with the card in the first 3 months after you get it.

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Fair Credit Score Credit Cards

Updated January 24, 2018 – Every credit card company has its own definition of what is a “fair” or “average” credit score, so it is difficult to peg those terms’ exact meaning. However, FICO reported that the average credit score is 700 (as of April of 2017), so that is our standard for this page.

The cards below should approve you with an average credit score. There is no guarantee, but, based on our knowledge of the industry, we use this loose formula to make an educated guess: if a card has an interest rate range that starts above 15% and goes beyond 20%, then we assume fair credit customers are being approved, though on the higher interest end of the range.

Using that as our basis, below is a list of credit cards that we feel fair credit customers should qualify for. If you find we are wrong, please contact us:

  • – See if you Pre-Qualify without harming your credit score. Track your progress with free online access to your Experian credit score, terms apply. Looking to rebuild credit? We report to the major credit bureaus monthly. +++
  • – Capital One specifically says this card is for average credit customers, but their definition of “average” seems actually to be below average. If you don’t qualify for other cards here, this no-rewards card with a 24.99% interest rate may be your next option.

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Discount Tire Credit Card Payment, Login, and Customer Service Information

discount-tire-credit-cardUpdated January 24, 2018 – The Discount Tire credit card is issued in partnership with Synchrony Bank (formerly GE Capital Retail Bank), and it is Synchrony Bank you will interact with in order to pay your bill online or by mail, or to get customer service information. Below you’ll find all of the information you need to complete any of these tasks:

  • If you’d like to pay your Discount Tire credit card bill online, to make a payment.

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Store Credit Cards

Updated January 23, 2018 – Below is a list of over 50 department store or specialty store credit cards you might want to apply for. Most offer special rewards for store customers who make purchases with the cards, and most (but not all) offer an application online:

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