Review: Arvest Bank Credit Cards

arvest-bank-credit-cardArvest Bank, with locations in close to a dozen states in the south-central United States, to its customers — which card you get will depend on your credit history. (Note that Arvest does not offer its credit cards outside its regular operating area.) Below we give an overview / review of the cards from Arvest:

For most card customers, the only real difference between the 3 Arvest credit cards is the interest rate:

  • – The 10.9% interest rate is a good rate, provided you qualify for this card.
  • – The 13.9% rate on this card is OK, too, though not great.
  • – Offers a 17.9% interest rate, which is not so good, but still lower than many other credit cards on the market if your credit is less-than-stellar.

In addition to the interest rate info, you should know that Arvest offers a very basic reward points program with all of its cards. It gives you 1 point per dollar charged to the card, and points can be redeemed for cash back, travel rewards, gift cards, etc. It’s an OK program, but you can definitely find better rewards cards if that is a priority for you.

However, if a decent interest rate is your top priority and Arvest is in your neighborhood, their cards are worth a look.

See also: 0% Balance Transfer Credit Cards, Instant Approval Credit Cards, Low Interest Credit Cards