M&T Bank offers for its customers, all with no annual fee. Our overview / review of the cards is below:
- The standard is built for consumers who don’t care much about card rewards but instead want the lowest interest rate. Those with good credit card can get an interest rate as low as 10.49%, and the highest interest rate you could potentially pay with this card is 17.49%. It also offers a 0% rate on balance transfers you for 12 months, but charges a not-great 4% fee on transferred balances, so it might not be worth it.
- The is your standard reward points credit card. You get 1 point for every dollar charged to the card, and you can redeem points for gift cards, merchandise, travel rewards, cash back, etc. You’ll get 10,000 bonus points if you use the card for at $1000 in purchases within the first 3 months of having it. The interest rate is a bit higher with this card — from 11.49% up to 18.49% depending on your credit history.
- The is a straight cash back credit card, and it’s a good one, offering 1.5% cash back on all purchases. You can also get the same $100 upfront bonus if you spend $1000 with the card in the first 3 months. Interest rate between 14.49% and 18.49% is not great but this card is worth it if you don’t ever carry a balance.