Review: Credit Card, which bills itself as an online “fashion destination for sizes 12+”, that allows you to buy on credit at any of the stores in its “mall”. Our overview / review of the card is below:

The first thing to know is that you can only use this credit card within the “mall” — it can’t be used anywhere else. This is a strike against it in our opinion. If you are going to open a new credit line, the card should have wide usage or great rewards benefits.

Does the have great rewards to make up for its limited usage? Eh. Not great, not terrible. Here’s what you get:

  • 2 points per dollar charged to the card. When you reach 400 points ($200 in spending), you’ll get a $10 rewards certificate to use toward a future card purchase.
  • A 20%-off birthday offer, plus double points on purchases in your birthday month.
  • A one-time $10 reward when you open your card account
  • Other limited-time promotional offers when you use the card, such as free shipping or special financing.

Still not sure? Well, there is one more consideration — this card has a 26.99% interest rate! That’s terrible! If you EVER carry a balance on your credit cards, do not get this one. The interest you pay will essentially cancel out any rewards you receive.

If you still want to go for it, though, you can apply online via .

See also: 0% Balance Transfer Credit Cards, Instant Approval Credit Cards, Store Credit Cards