Review: Starwood Hotels Credit Cards

Starwood Hotels & Resorts, in partnership with American Express, offers a consumer credit card and a business card that allow you to earn points in the Starwood Preferred Guest program. Our overview / review of these cards is below:

The can be used wherever American Express is accepted. It allows you to earn points in addition to those you would normally earn through the Starwood Preferred Guest program:

  • 2 Starpoints for every dollar charged to the card at Starwood & Marriott hotels.
  • 1 Starpoint per dollar on all other purchases.

You can also earn a bonus of 30,000 Starpoints if you use the card for at least $3000 in purchases within 3 months of getting the card.

Your Starpoints can be used for free stays at Starwood hotels, and you also have the advantage of Starpoints being on a 1-to-1 basis (1 Starpoint = 1 mile on most airlines), including American Airlines, Delta, and United (2 Starpoints = 1 mile on United). You can also transfer points to the Marriott Rewards program.

The Starwood credit card has an annual fee of $95, but this fee is waived for the first year you have the card. To apply, .

The offers essentially the same rewards as the consumer card detailed above, but offers a few business-focused perks as well, including the ability to get additional employee credit cards and various record-keeping tools. It is also a little stingier on the upfront bonus — you can earn 25,000 points but only after $5000 in purchases in the first 3 months. You can .